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Dog Health Insurance
By Joel Walsh, Fri Dec 9th
/p> Should you seriously consider buying a dog health insurancepolicy? Yes, you should. Here's why for dogs isa good idea:
Dog saves you money. As withjust about all other costs, veterinary expenses have increasedrapidly in recent years. Without dog medical insurance (or moreaccurately, veterinary insurance), you are responsible forpaying for everything: routine checkups, preventive procedures,emergency care and disease treatments. That will run intohundreds of dollars. Why not get some help?
Dog Health Insurance: Quick Cost Facts - for your dog, like health insurancefor yourself, has annual premiums anddeductibles.
- Pet insurance premiums depend on the breedof your dog and the type of policy you decide upon. If you havemore than one dog, there is usually a reduced rate after thefirst policy. Dog deductibles can vary as well.The average annual deductible is about $100.
- You may choose among different coverage plans which arebased on your dog’s age, breed, and pre-existing medicalconditions. Some policies even consider the dog’s lifestyle; forinstance, whether your dog is purely a pet or a watchdog,too.
Health Insurance for Dogs: Quick Coverage Facts - Dog insurance healthcare plans can varygreatly.
Some canine health plans are quitecomprehensive, covering annual checkups, routine care,vaccinations and other preventive medications, andspaying/neutering, as well as illnesses and accidents. Othersonly cover unexpected sickness or injuries. - Dog insurance coverage for emergenciesbegins immediately on most new dog health plans, with a 30-daywaiting period for illness and other claims.
- Your dog’s age can affect your dog's healthinsurance coverage. Typically, policies beginveterinary healthcare coverage when the dog is 6 to 8 weeks old,although some will start when the dog is younger. Similarly,some dog companies only will cover dogs under 8years old unless the animal was already insured with them beforeturning 8.
- Many dog health insurers will not cover your pet ifshe has a preexisting condition or a terminal illness.Some will insure the dog only if the condition is controlled orstable, usually for 6 months.
With all these options, it is important you check out thevarious dog companies, their pet insurancepolicies and corresponding dog healthcare plans.
In short, if you care about your dog, you should care about hishealth. If you care about your wallet, you should care aboutyour dog's coverage, too. About the author: About the author: You can read more of Joel Walsh's articles ondog issues such as DogHealth Insurance at: http://www.i-love-dogs.com
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