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Need Low-cost Temporary Family Health Insurance?
By Gerardas Norkus, Fri Dec 9th
Many families will find themselves without medical coverage atsome point in their lives. So, what do you do if you findyourself in this situation? Here are some thing that you shouldconsider when purchasing quality, low-cost temporary familyhealth insurance. Low-cost temporary family is available forthose under 65 and who are in generally good health. It alsousually covers dependants under 19, as well. Although thesepolicies are only good for six months or so, you can reapply forcoverage, as needed. Bear in mind, however, that any illness orcondition that occurred during this temporary coverage will betreated as a pre-existing condition under the new policy. Before you apply, however, there are some questions you shouldask the salesman or representative. You need to be certain ofthe maximum policy benefit, for example, and you should makesure of the co-payment schedule. Many
low-cost temporary familyhealth insurance plans are PPO networks, so you need to find outif you are required to have a primary care physician. You shouldalso ask the representative how pre-existing conditions will betreated under the plan. Some companies will not coverpre-existing diseases or conditions; some will do so, after apre-determined period, like twenty-four months.
There are many good low-cost temporary family health insuranceplans available and with a little patience and research, youwill find the policy that is just right for your family. About the author:Gerardas Norkus is the owner of http://www.ez-insure.com, aninsurance website with articles and consumer information onvarious insurance topics. (c) Copyright 2005. All rights reserved.
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